Lending's Old Faithful: How a 1958 Breakthrough Still Holds Off the AI Rush

Series: Building an Explainable AI Underwriter This is Part 2. ↜ Part 1: Why Explainable AI Matters in Underwriting ↝ Part 3: Human Intervention Thresholds in AI Decision (coming) In 1958, David Cox published the logistic regression model. That same year, the first FICO score went into production